Terms of use

Welcome to Covermate. Please read these updated terms carefully before using our AI-driven insurance translator tool and site. By accessing or using our platform, you acknowledge and accept these terms and conditions, as detailed below.

1. Purpose
Covermate is designed to provide streamlined, AI-powered analysis of insurance policies for personal and household use. All insights are for informational purposes only and do not constitute professional or legal advice.

2. No Financial or Legal Advice
Covermate does not provide financial product advice or legal advice. All outputs are general in nature and should not be relied upon for making insurance or legal decisions.

3. User Responsibilities
You agree to:
• Use Covermate for informational purposes only, accepting that outputs may not be fully accurate or applicable to your unique circumstances.
• Seek advice from a qualified insurance or legal professional before acting.

4. Limitation of Liability
To the maximum extent permitted by law, Covermate, its team, and partners disclaim all liability for any loss, damages, or actions taken based on outputs. Your statutory rights under Australian Consumer Law are not affected.

5. Intellectual Property
All content, branding, and technology within Covermate are owned by Covermate or its licensors. Unauthorised reproduction or use is prohibited.

6. Privacy
Use of Covermate is governed by our Privacy Policy. Data is handled in accordance with best practices for household members and personal users.

7. Governing Law
These terms are governed by the laws of New South Wales, Australia. Disputes fall under exclusive NSW jurisdiction.

8. Severability
If any provision of these terms is held invalid, the remainder will continue in effect.